Detailed business plan with calculations. Ready-made business plans with calculations are a good help for small businesses

The foundation of any business is a business plan. It helps to avoid many mistakes in the creation and development of the company, allows you to convince investors of the feasibility of investing Money, assists in obtaining the necessary loans in banking institutions.

Such a document contains detailed calculations of the profitability of the future organization, the payback period of the project, the risks to which the company is exposed.

You can write a business plan yourself, spending time and money. However, most modern entrepreneurs prefer to use ready-made financial products that contain high-quality and useful information. Why?

Main features of a business plan

This document is the most important tool for the company, allowing you to choose promising directions and decide how to implement them. This is an execution and control guide to help you manage your case. A well-designed financial solution with detailed calculations performs several functions:

• strategic. It is used to develop business strategy. This is a key function in organizing an enterprise or in determining new directions for a company;
• investment. It is used to raise money. For modern firms It is extremely difficult to do without credit resources. Therefore, this function allows you to determine the optimal sources financial resources find potential investors;
• planning. It is used to give a comprehensive assessment of the development of the enterprise being created, as well as to manage internal processes or a new direction of activity.

As a result, the business plan provides an opportunity for analysis, positioning, comprehensive assessment and control of the future activities of the company, the implementation of marketing courses, and the development of a personnel policy.

What are the advantages of ready-made documents? What is the benefit of buying a business plan from a company that develops and draws up business plans for different lines of business?

Advantages

Business plan - business card organizations. Using a ready-made solution made by qualified specialists, future businessman saves time and money that would have to be spent on independently carrying out the activities, analyzes and calculations necessary to compile this document.

Moreover, such a study is not a guarantee of a successful start of the project. Among the advantages of using a full-fledged financial solution made by professionals, it is worth noting:

• time saving. Having a ready document in hand, an entrepreneur can get a clear idea of ​​the steps that need to be taken to achieve the goal. Thanks to the purchase of a ready-made business plan, you can overcome all the difficulties of a business with the support of professionals;
• effective means of persuasion. For sponsors and investors, this document is the main evidence of the viability of the idea of ​​the organized business, the potential of the enterprise to achieve certain size income;
• competitor research. A well-written document will help evaluate competing companies, identify their strengths and weak sides, to determine a free niche that at this point in time can be occupied and firmly held, winning the favor of a potential audience;
• direction of travel. An effective and high-quality financial solution will help the company not only at the initial stage. With the right approach, it will allow the organization to constantly maintain the planned direction, making the necessary adjustments.

High-quality business plans are prepared by an experienced team of specialists with rich experience in a wide variety of fields. All materials are adapted for use in the Russian economy in the current environment.

The documents contain all the necessary calculations: the calculation of payback, economic efficiency, profitability and other equally significant indicators. Applications designed in tabular form will help you independently determine the required values. For example, to calculate the need for money for the purchase of specialized equipment until the period of time when these costs begin to pay off.

Features of use

Ready business plan- not only the opportunity to find an idea with calculations and recommendations for a wide variety of areas, but also advice on the main aspects of starting a business.

In this case we are talking about the most popular questions of aspiring entrepreneurs. What form of ownership to choose for the organization. What to look for when hiring professionals. What system of taxation to give preference.

Today, many specialized organizations offer to purchase full-fledged ready-made business plans. Moreover, the prices vary widely. How to choose a supplier of such a solution?

In this case, it is necessary that the proposed business plan contains not only general information, but also detailed calculations for all the main activities of the future enterprise. Competent suppliers of ready-made business plans calculate such expenses as, for example, the cost of social contributions for employees, tax optimization, transfer of taxes and fees to the state.

The more complete the business plan is, the more effective and efficient the activity of the future entrepreneur will be. Don't skimp on this document. After all, he is the main assistant in conducting market analysis.

It is he who summarizes the analysis of opportunities for starting or expanding a business in modern conditions, contains a structured description of all activities of the future company.

By purchasing a business plan, an entrepreneur receives not only a comprehensive analysis of the main problems that he may encounter when organizing his activities, but also ways to solve them. The benefit of using the finished document is obvious!

Where to download a ready-made business plan with calculations

You can choose the solution that suits you among a large number destinations offered by our partner Biplan (

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Hello, dear readers of the Internet magazine about money "RichPro.ru"! This article will talk about how to write a business plan. This publication is a direct instruction for action that will allow you to turn a raw business idea into a confident one. step by step plan to achieve a clear goal.

We'll consider:

• What is a business plan and why is it needed;
• How to draw up a business plan;
• How to structure it and write it yourself;
• Ready-made business plans for small businesses - examples and samples with calculations.

At the end of the topic, we will show the main mistakes of novice entrepreneurs. There will be a lot of arguments in favor of creating quality and thoughtful business plan that will bring the realization of your idea and success affairs in the future.

Also, this article will provide examples of finished works that you can simply use, or you can take as a basis for developing your project. Ready-made examples of submitted business plans can be free download.

In addition, we will answer the most frequently asked questions and clarify why not everyone writes a business plan, if it is so necessary.

So, let's start in order!

The structure of the business plan and the content of its main sections − step by step guide in its drafting

7. Conclusion + related video 🎥

For every entrepreneur who wants to develop himself and develop his business, a business plan is very important. He performs many responsible functions that no other person is able to do differently.

With it, you can get financial support and open, develop your business much earlier than you can collect a significant amount for the business.

Investors generally react positively to a good, thought-out, error-free business plan, as they see it as a way to make easy money with all the troubles invented and described.

In addition, even before the establishment opens, you see what awaits you. What risks are possible, what solution algorithms will be relevant in a given situation. This is not only investor-friendly information, but also the right plan if you get into trouble yourself. In the end, if the calculation of risks turns out to be too intimidating, you can redo it a little, transform general idea to cut them down.

Creating a Good Business Plan is an excellent solution for finding investments and developing your own algorithms of action, even in the most difficult situations, which is more than enough in business.

That is why, in addition to their own efforts it is worth using "other people's brains". A business plan includes many sections and calculations, research and knowledge, only with successful operation, with which success can be achieved.

The ideal option would be to study all aspects on your own. To do this, it is not enough to sit and read the relevant literature. It is worth changing the circle of contacts, turning to courses and trainings, finding specialists for consultations on certain issues. That's the only way really figure it out in the situation and dispel all your doubts and delusions.

A business plan is worth writing for many reasons, however home is a clear algorithm of actions by which you can quickly get from point A(your current position, full of hopes and fears) to point B(in which you will already be the owner of your own successful business stable and regular income). This is the first step towards fulfilling the dream and the confident status of the middle class.

If you still have questions, then perhaps you will find the answers to them in the video: "How to write a business plan (for yourself and investors)".

That's all we have. We wish everyone good luck in business! We will also be grateful for your comments on this article, share your opinions, ask questions on the topic of the publication.

• 1. Sample business plan
  • 1.1. Business plan sections
  • 1.2. Project Description
  • 1.3. Production plan
  • 1.4. Marketing plan
  • 1.5. Financial plan

Each company, in the course of its activities, must clearly understand the needs for all types of resources, as well as be able to accurately calculate the volume necessary funds to implement your business ideas. AT market economy it is necessary to be able to plan, regularly analyze the internal and external environment, evaluate own perspectives and opportunities. For clarity, consider a sample business plan with calculations. Also at the very end of the article you can download detailed business- grocery store plan.

Web studio business plan - sample with calculations

1. Sample business plan

The article presents a sample business plan with calculations for starting a website development company. Today, many companies decide to open their representative office on the Internet. As a result, there is a need to create an official website.

Business plan - official document, which will subsequently be presented to potential investors and partners. Therefore, when developing it, certain principles should be followed.

1.1. Business plan sections

• introduction,
• (a brief description of project and key financial indicators),
• project description,
• analysis of the company's capabilities,
• production plan,
• marketing plan,
• financial plan,
• risk analysis,
• conclusion,
• links to sources.

1.2. Project Description

The projected company is created for the purpose of developing websites and their subsequent placement on the Internet. The company's product is a website, made in accordance with the client's requests, the chosen concept and functionality. The average price of a website (based on the arithmetic mean) will be 64 thousand rubles.

On the this moment the development stage of the project is evaluated as a business idea. The objective of the project is to position itself in the market as a professional company creating websites of varying complexity, with a modern concept and user-friendly interface.

When recruiting, it is planned to look for professional layout designers and web designers based on an assessment of their portfolio (CV).

1.3. Production plan

For the implementation of the business project, it is planned to spend 200 thousand rubles of own funds and 800,000 rubles - borrowed funds in the form of a bank loan, i.e. all in all 1 million rubles.

All information is given as an example - this business plan is a sample with approximate calculations

AT this moment the IT-technologies segment is in the stage of dynamic growth. As a result of the penetration of broadband access into the regions of Russia, the development of mobile and wireless networks data transmission, there has been an increase in Internet users.

The preparatory period for the opening of the project is planned to be completed in full within six months.

The staff of the company will consist of 6 people: CEO, accountant, workers and four programmers, each of which is responsible for a specific project and is a highly specialized specialist.

Web studio staff

Estimated fund wages will amount to 1659 thousand rubles. in the first year, 1893 thousand rubles. in the second year and 1962 thousand rubles. in the third year of the project.

Estimated revenue for the first year will amount to 3793.93 thousand rubles, for the second year - 6140.19 thousand rubles, and for the third year - 6278.12 thousand rubles.

Acquisition costs fixed assets are estimated at 634.88 thousand rubles. Sum depreciation charges is not calculated, since the organization will work on a simplified taxation system.

Cost of services provided in 2015 - 3918.55 thousand rubles, in 2016 - 3491.906 thousand rubles and in 2017 - 3527.547 thousand rubles, respectively. The decrease in cost in 2016 compared to 2015 is due to the write-off of the cost of fixed assets, and the increase in cost in 2017 compared to 2016 is due to an increase in the cost of personnel remuneration, acquisition Supplies for the subsequent creation of services. It should be noted that business plan calculation samples depend on the specific economic situation in the country.

1.4. Marketing plan

Marketing expenses are estimated at 13% of revenue in 2015, 4.2% in 2016 and 4.15% in 2017.

1.5. Financial plan

The financial results of the project implementation are estimated as follows. In the first year of operation, the financial result will be negative and the loss in 2015 will amount to 124.62 thousand rubles.

In 2016, the profit will be 2,648,284 rubles, and the maximum profit of 2,750,573 rubles will be achieved in 2017.

Net profit cumulative total at the end of 2015 will be -230.807 thousand rubles, at the end of 2016 - +1813.725 thousand rubles, and at the end of 2017 - +4215.028 thousand rubles.

We will calculate the effectiveness of investments for the project

1. Net present value:
   NPV = 2947.435 rubles.
2. Internal rate of return (IRR):
   2947.435 / (1 + x) 3 = 100 * 0.579;
   2947.435 = 57.9 * (1 + x) 3;
   (1 + x) 3 = 50.91;
   x = 2.71, IRR = 271%.
3. Yield Index (PI):
   PI = A / KV = 2947.435 / 1000.0 = 2.647
   Index of return on investment > 1. This indicates that this project is effective.
4. Payback period (PP):
   PP = 2 + = 2 + 0.7 = 2.7 quarters
5. Discounted payback period (DPP):
   DPP = 3 + = 3 + 0.74 = 3.74 quarters

Thus, the payback period of the business project is 3.74 quarters, and a year after the start of the project, a guaranteed return of the loan and income will be made if the specified conditions for the implementation of the project are met.

2. How to write a business plan - video + ready sample

This sample includes all the highlights and necessary calculations and can be used as an example of a business plan for your own development. It should also be noted that a detailed business plan sample with calculations can be bought from specialized companies.

You can also view the detailed grocery store business plan.

3. Write and implement a business plan

Now that you know about the basic principles of writing a specific business plan, try to implement your old business idea. Carefully consider each step, the business plan should be drawn up taking into account the characteristics of the market you are going to enter.