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Checkpoint 0 in the payment order. Bank checkpoint - what is it in bank details. Information systems, databases of legal entities

Bank details are a necessary condition for making transfers to accounts. They should not be confused with account details, but they are also important. In 2015, OJSC Sberbank of Russia was renamed into PJSC Sberbank of Russia at the direction of the Central Bank, but this did not affect its details. Next, consider the constituent elements of the details and their meaning.

PJSC Sberbank - details

Checking account 30301810000006000001
Cor. check 30101810400000000225 in the Main Department of the Central Bank of the Russian Federation for the Central Federal District of Moscow (GU of the Bank of Russia for the Central Federal District)
BIC 044525225
checkpoint 773601001
TIN 7707083893

BIC

BIC of Sberbank - 044525225. This is not just a set of numbers - it contains certain information about the location of its owner:

  • 04 - the bank is located on the territory of the Russian Federation;
  • 45 - location of PJSC Sberbank of Russia within the country;
  • 25 is the conditional number of the unit. It is not indicated in any element of the details, but exists only to uniqueize the BIC;
  • 225 - conditional branch number.

In other words, the BIC of each individual location of Sberbank differs within the last seven digits. So, for example, the Moscow branch of Sberbank of Russia PJSC has BIC 044525225. Note that this is the number of the bank's head office (head office).

To make transfers and payments, you must specify the BIC of a specific branch, and not the general one. Therefore, the question arises of how to find out the desired BIC. You can do this in the following ways:

  • in contracts and other documents where the details of the parties are indicated;
  • in a plastic card envelope;
  • by calling the contact center;
  • send a request for clarification of details in the online account.

The last way is to request details directly at the branch of Sberbank. At the same time, you can contact any office, the employees always have the details in printed form. Obtaining information is free of charge and is carried out out of turn.

TIN and KPP of Sberbank

Along with the BIC, the details include the TIN of the bank, the checkpoint. They are assigned not to a separate bank, but to a specific branch (branch).

TIN - individual taxpayer number, consisting of the following elements:

  • from 1 to 4 - the code of the tax authority, according to the Directory of Tax Authorities (SOUN), which assigned the TIN;
  • from 5 to 9 - serial number of the record about the taxpayer;
  • 10 - control number calculated by a special algorithm.

Thus, from the TIN of the Moscow branch of Sberbank - 7707083893, you can find out the following information:

  • 7707 - code of the Moscow Tax Inspectorate, which issued the certificate of assignment of the TIN;
  • 08389 - the number under which the record of the taxpayer is contained in the inspection documents;
  • 3 - calculated number.

Checkpoint - code of the reason for setting. This is an individual nine-digit number assigned to the bank by the Federal Tax Service. The code is assigned simultaneously with the TIN when registering a bank as a taxpayer. The ratio of numbers in this code is as follows (we will use the example of the checkpoint of the Moscow branch of PJSC Sberbank of Russia "):

  • The first and second digits are the region of the organization that registered the taxpayer: in our example, this is 77 - Moscow;
  • The next two digits are the number of the tax authority that registered the bank: in our example, tax office No. 50;
  • The fifth and sixth digits are the reason for registering a legal entity as a taxpayer: in the case of Sberbank - 01 - at the location;
  • The final three digits are the number of times this organization has been registered. PJSC "Sberbank of Russia" was delivered once - 001.

Details such as TIN and KPP are in the public domain, and you can find them out by calling the hotline, or by turning to the Internet.

Correspondent account

Correspondent account - an account opened by any bank. It differs from the current account in its purpose. Payments to the bank are transferred to this account. It consists of the following constituent elements:

  • The first 3 digits are the account number of the first order according to the balance. At Sberbank of Russia, it is 301;
  • 2 digits - account number of the second order according to the balance;
  • 3 digits - code of the currency in which the account is used (810 - in Russian rubles, 810 - in US dollars, 78 - in Euros);
  • The eighth digit is the verification code;
  • Ninth - bank account code
  • The final digits are the last 3 digits of the BIK.

According to the first digits, you can find out the purpose of the account - 407 - accounts of individuals, 408 - individuals and legal entities (40817 - individuals, 40802 - accounts of individual entrepreneurs).

Thus, the details of PJSC Sberbank carry complete information about the bank.

It is worth remembering that it is necessary to accurately indicate the details when making payments and you cannot pay using the details of the Moscow branch in the city of St. Petersburg. If the payment is nevertheless made, then Sberbank reserves the right for the client to return the funds by writing a corresponding application.

credits.ru

What does checkpoint ID mean?

When an enterprise-legal entity is registered with the Federal Tax Service, a code of the reason for registration is necessarily issued in tax documents. This is an individual encoding for each organization or enterprise, which is mandatory. It is used when drawing up contracts or processing payment documents.

A distinctive feature of the checkpoint is the possibility for branches to obtain their own code. For example, if a bank opens branches in different regions, then any branch will have its own registration reason code. This is important to consider when processing official documents and/or payments. Any contract will indicate the code received for a particular department. Consider what a checkpoint is in the details in Sberbank (a similar principle applies in other banks).

When making a payment, the bank client must indicate this identifier. In order to correctly specify the details, it is necessary to use the data specified in the contract. If the contract for some reason is not available, then information can be obtained on the official website. In this case, you should find exactly the branch in which the client is served. You should not indicate the data of the head office; in this case, the payment order will not be executed correctly.

Deciphering the code for the reason for registering Sberbank

Having understood the issue, everyone will understand why such attention is paid to this identifier. It, along with the TIN, is an individual characteristic of a particular organization or enterprise. It consists of nine digits, which are divided into three groups. In payment documents, it is indicated without a space, each group of numbers carries specific information. Consider a specific example: what is a Sberbank checkpoint.


Details of Sberbank can be found on the bank's website in the "Information about the Bank" section

The head office has this ID 773601001.

  • 7736 (the first four in the identifier) ​​mean directly the code of the tax authority where the registration was made.
  • the number 60 is a special encoding, which, in fact, indicates the basis for registration with the tax authorities, that is, indicates the type of activity of a particular enterprise. For domestic and foreign enterprises of organizations, a serial number is provided. This attribute element can also contain letters of the Latin alphabet.
  • 001 (the last digits of the identifier) ​​inform about the number of registrations with the tax authorities.

Let's take a closer look at what a checkpoint is in the details and how it is formed. Information about the company's activities (fifth and sixth digits) are universal, they are listed in a special SPPUNO directory.

If you know the reason code for registering a particular organization, you can check the scope of activities using information from the directory. This part of the encoding is universal and is valid throughout the Russian Federation.

Tax authority code

The first 4 digits indicated in the checkpoint (what these numbers are indicated in the details above) indicate a specific place of tax registration. For the same organization, they will be different for each branch, since there may be different grounds for registering with a local tax authority:

  • territorial affiliation (we are talking about a legal address);
  • the presence of own real estate of the main office or branches at the location of a particular branch of the Federal Tax Service.

Any of these factors are grounds for contacting the local tax office, and will be important for the formation of an identifier.

Number of registrations

The last 3 digits of the checkpoint (in the details of Sberbank, what this part of the code is described above) indicate the number of registrations. Initial tax registration is indicated in option 001. In the future, if re-registration occurs for any reason, the data may be changed.


For example, when registering one company for the third time, the end of the identifier will look like this: 003.

Conclusion

What is a checkpoint in the details we figured out. When filling out payment orders or using the registration reason code in official documents, this identifier is used as the main one along with the TIN.

sbankom.ru

Checkpoint - what is it?

It is known that there are several details required for payment. These include BIK, TIN, OKATO and others. The checkpoint is one of these details, and it is assigned exclusively to legal entities.

Many are interested in the question of Payer checkpoint in Sberbank Online: what is it And is it assigned to individual entrepreneurs?

The answer will be negative: individual entrepreneurs do not have such a code. KPP stands for registration reason code. It is displayed in the details of domestic, as well as foreign companies operating in Russia.

The code, together with the identification number of the legal entity, allows you to identify the company and its territorial branches.

The specifics of the code in question is as follows:

  • each territorial division of the company has its own checkpoint;
  • the code changes if the branch moves to another region. That is, the details are partially changed.

The second question concerns the decoding of the checkpoint. The code is assigned by the tax accounting authority and consists of 9 digits, which have the following designations:

  • the first two indicate the subject of the Russian Federation;
  • the next two characters indicate the number of the tax inspectorate that carried out the registration of the subject;
  • 5 and 6 numbers or letters of the Latin alphabet indicate the reason for registration;
  • the last three digits are the serial number.

First of all, the number is intended to be displayed in documents that are necessary for the tax authorities. Also, the code must be indicated in payment orders (if such a column is present).

How to find out the checkpoint of Sberbank of Russia

Sberbank has a checkpoint and is registered with the tax authorities. You can get all the details, including the number in question, on the official website of the financial institution or by phone at 0800 555-55-50. Information can also be provided by reference services. SB registration reason code: 775001001.

It should be emphasized that one organization may have several codes assigned at the location of branches and departments.

Where is a checkpoint needed?

With the help of the code, the legal entity is identified. The nine-digit code indicates the company that is responsible for the execution of the financial transaction or other transaction. For example, when selling goods through a branch, the parent company must display its division number on the invoice. At the same time, tax inspectorates do not require branch codes for reporting, allowing the code of the main office to be indicated.

Users of the Sberbank service may need this requisite to transfer funds to legal entities.

As noted, you can get it in your company, along with other details. It is recommended to pay attention to the fact that the code may change when the company moves.

If the payer needs to indicate his code, but he is an individual, then the number “0” must be indicated in the column with the checkpoint. This also applies to tax and accounting documents.


mikrokredit.ru

What is a checkpoint in the details of a taxpayer, recipient? Organization checkpoint code?

The registration reason code (KPP) is a code that supplements the TIN and contains information about the basis for registration with the tax authority.

How to decrypt the checkpoint?

KPP is a sequence of 9 Arabic numerals. The first two characters correspond to the code of the subject of the Russian Federation. For interregional inspectorates for the largest taxpayers, the first two digits in the checkpoint are 99.

Two characters in the fifth and sixth position of the checkpoint indicate the reason for registration. It can be not only numbers, but also capital letters of the Latin alphabet from A to Z.

Code number 001 means that the Russian organization is registered as a taxpayer with the tax authority at its location.

Codes 006 - 008 mean that the Russian taxpayer organization is registered at the place of registration of its real estate (depending on the type of property).

The last three characters are the serial number that is given to the company when registering with the tax authority and on the appropriate basis.

Many companies have the same checkpoint. This means that they are registered with the same tax office for the same reasons.

The checkpoint paired with the TIN allows you to uniquely identify not only the organization, but also each of its separate divisions.

What do you need to know about checkpoints?

For credit institutions, the checkpoint is often not indicated in the documents. Individual entrepreneurs do not have checkpoints.

The IFTS and banks know about this and do not require you to fill out a checkpoint, but sometimes misunderstandings arise between counterparties. In this case, you need to refer to the procedure for registering individual entrepreneurs and the Tax Code.

The first digits of this checkpoint are 99, they show that the company is registered with the interregional inspectorate for the largest taxpayers.

The KPP of the largest taxpayer is indicated in documents related to calculations for federal taxes.

VAT is a federal tax, so invoices indicate the KPP of the largest taxpayer. If the invoice indicates the checkpoint at the location of the organization, this will not be a mistake and does not prevent the receipt of a deduction from the counterparty.

The checkpoint at the location of the organization is indicated in documents related to other payments to the budget and other calculations.

source: https://www.b-kontur.ru/enquiry/239

What are bank details?

Bank details are a set of values ​​necessary for making a cashless payment, crediting cash to a bank account, debiting funds from a bank account.

For bank customers (legal entities, individual entrepreneurs and individuals) making ruble payments, the totality of values ​​is as follows:

  1. Name or Surname Name Patronymic of the client
  2. TIN of the client and KPP of the client (must be indicated when making payments to the budget)
  3. Twenty-digit bank account number (settlement, current)
  4. Name and location (city) of the bank where the client has an account
  5. BIC of the bank where the client has an account

For government agencies that have an account with the Central Bank of the Russian Federation and its branches, the totality of values ​​is as follows:

  • Name of the state structure
  • TIN and checkpoint of the state structure
  • Twenty digit account number
  • Name of the branch of the Central Bank of the Russian Federation
  • BIC of the Central Bank branch

Note: there is no value “correspondent account with the CBR”, since the account is directly opened with the CBR.

For commercial banks, the set of values ​​is as follows:

  1. Name of commercial bank
  2. TIN of the client and the KPP of the bank (must be indicated when making payments to the budget)
  3. Twenty digit account number
  4. Name and location (city) of the bank (coincides with paragraph 1)
  5. Bank BIC
  6. Twenty-digit correspondent account number of the bank in the Central Bank of the Russian Federation (sometimes in another commercial bank)

Bank details in foreign currency usually include:

  • Beneficiary's name
  • Beneficiary's account number (account)
  • Name of the beneficiary bank, its account (account) and SWIFT code
  • Name of intermediary bank (correspondent bank) and its SWIFT code

source: www.profbanking.com/blitz-answer/634-what-is-a-bank-account.html

Registration and bank details of LLC

In their daily activities, managers and responsible persons of limited liability companies quite often face the need to use the details of an LLC, moreover, in one situation one option of details can be used, and in another situation this will not be enough and additional ones will be required.

In this article, we will provide a list of all the details used in the activities of the LLC, as well as help you find them in the registration documents.

Details are usually understood as identification data of the document. With regard to LLC, details are also a means of identifying a company for one reason or another.

All the details available to the company can be divided into two groups:

  1. LLC registration data is the details received by the company during registration in various instances.
  2. LLC bank details are the data of the company's bank account for transferring funds.

Do not confuse the details of the LLC and the documents used during registration, such as an extract from the Unified State Register of Legal Entities or a certificate of state registration. registration.

LLC registration data

The full name of the LLC - in accordance with the law "On Limited Liability Companies" - is a mandatory requisite of the LLC. The full name of the company is used for any registration actions.

An example of the full name of an LLC: Limited Liability Company "Example". Where to look: the very first document where the full name is indicated is the Charter of the LLC, after the registration process, the full name can be found in all registration documents of the company.

The short name of an LLC is not a mandatory requisite of an LLC, but in practice it is used in almost any company, as it allows the reduction of the organizational form to the abbreviation - “LLC”. If the company has a short name, then it must be indicated in the registration data.

An example of the short name of LLC: LLC "Primer". Where to look: Charter of LLC, any registration document.

Supervisor- the position and full name are used as details. the leader of the society. Example: General Director Ivanov Ivan Ivanovich. Where to look: Charter of LLC, any registration document.

Chief Accountant- as the requisite of the LLC, the full name of the position and full name are indicated, if the company does not have a chief accountant, then this requisite is not used.

Example: Chief Accountant Petrov Petr Petrovich. Where to look: Charter of LLC, any registration document.

Legal address- Mandatory item. Indicates the place of permanent residence of the company. Should contain an index and an address up to the room number. Example: 124365 Moscow, st. Lenina, 1, building 1, office 1. Where to look: any registration document of the company.

Example: 124365 Moscow, st. Lenina, 1, building 2, office 2. Where to look: any registration document of the company.

TIN- consisting of 9 digits, assigned at the state. LLC registration taxpayer identification number. Assigned to a company upon its initial registration. Along with the full name of the LLC, the TIN is a mandatory requisite.

What do the numbers in the TIN mean:

  • 1-4 - code of the territorial tax authority;
  • 5-9 - the number of the taxpayer record;
  • 10 - control code (to check the accuracy of the TIN).

Example: TIN 123456789. Where to look: The primary source of the TIN is the State Certificate. registration, is further used in all documents containing the details of the LLC.

checkpoint is a 9-digit registration reason code. In other words, this is a breakdown of the basis on which the company is registered with this particular tax authority (due to the fact that the location of the parent organization is located on the territory of this branch of the Federal Tax Service, or because its branch is located there, or the organization’s vehicles are located there and etc).

Based on the TIN and KPP, it is possible to uniquely identify separate divisions of the organization.

Example: KPP 123456789. Where to look: The primary source of the KPP is the State Certificate. registration, is further used in all documents containing the details of the LLC.

OGRN- assigned by the state. registration a unique number indicating the inclusion of the company in the Unified State Register of Legal Entities. Consists of 13 digits. The abbreviation means the main state registration number.

In fact, the OGRN is a confirmation that the state has recognized the LLC as a legal entity, therefore an extract from the Unified State Register of Legal Entities is a mandatory document for all registration actions performed on behalf of the company. Example: OGRN 1234567891234. Where to look: extract from the Unified State Register of Legal Entities.

Employer's number in the FIU– registration number of the company in the Pension Fund. It is assigned during the initial registration of an LLC. Example: 123-123-123456. Where to look: Notification from the FIU.

OKVED- selected during registration, the code of the main activity in accordance with the all-Russian classifier. Example: 72.11. Where to look: Notification from Rosstat or Extract from the Unified State Register of Legal Entities.

OKPO- company code according to the All-Russian classifier of enterprises and organizations as a business entity. It is used to collect statistical data - combining various entities according to certain characteristics of activity and exchanging these data at the level of government departments. Example: 12345678. Where to look: Notification from Rosstat.

Bank details LLC

To carry out mutual settlements and pay taxes, each LLC opens its own current account in one of the banks. It is allowed to use several accounts, but one of them must be indicated as the main one and taken into account in the Federal Tax Service.

As bank details of the LLC, not only the 20-digit number of the company's current account is used, but also the details of the bank itself, so that payers can transfer funds. These details will be indicated in the contract for banking services, they can also be requested at any time from the manager of the bank in which you opened a current account.

Settlement account - a 20-digit sequence of numbers that identifies your account in the internal accounting and automated banking system.

The full name of the bank is necessary in order to determine in which particular bank the current account indicated for your LLC is opened.

Correspondent bank account is an analogue of a current account, only it is created in the Central Bank specifically for each commercial bank. It is necessary for interbank interaction and bank settlements.

  1. BIC 04580577

Required LLC details

As a rule, when asked to provide details of an LLC, they mean payment details that are necessary for transferring funds to the company's current account. Not all registration data are used in payment details, but only those necessary for compiling a payment order.

At the same time, they also indicate the addresses (legal and postal) of the company in case it is necessary to deliver goods or correspondence. Therefore, full payment details are inherently mandatory details of the LLC, which you will provide to all suppliers, as well as indicate when drawing up contracts to identify your LLC.

LLC details example:

  • Full name Limited Liability Company "Example"
  • Short name LLC "Primer"
  • General Director Ivanov Ivan Ivanovich
  • Chief Accountant Petrov Petr Petrovich
  • Legal address 124365 Moscow, st. Lenina, d.1, building 1, office 1
  • Postal address 124365 Moscow, st. Lenina, 1, building 2, office 2
  • TIN 1234567891
  • KPP 123456789
  • OKPO 12345678
  • PSRN 1234567891234
  • Settlement account 40702810500000000001
  • Full name of the bank Otkritie Bank OJSC, Moscow
  • Bank correspondent account 3010100000000000001
  • BIC 045805777

source: www.burokratam-net.ru/rabota-i-biznes/ooo/rekvizity-ooo.html

Bank details

In everyday life, each person is faced with the need to transfer funds to various recipients. Some encounter this rarely, others often, but it is almost impossible to avoid it.

Any cash transactions carried out by bank transfer, as well as cash transfers, are carried out with the participation of the bank. To identify clients, bank details are used, that is, a set of data about a client with a link to an account in a particular bank. Each bank has its own details that allow you to identify it among other banks.

General details

General details include the following customer data:

  1. Name (if organization), Surname, First name, Patronymic (if individual entrepreneur or individual) of the recipient.
  2. TIN and KPP of the payee.
  3. The account number of the payee (twenty-digit, can be settlement or current).
  4. Name of the bank and its location.
  5. BIC of the bank where the account is opened.
  6. Correspondent account number (twenty-digit).

Knowing the general details, you can easily transfer money and be sure that they will be with the client to whom they are intended. You should carefully fill in the fields, especially with twenty-digit numbers.

Bank details for foreign currencies are slightly different. They include the following items:

  • The name of the payee.
  • The account number of the payee.
  • Name of the beneficiary's bank, its account and SWIFT code.
  • The name of the intermediary bank and its SWIFT code.

Bank details are subject to certain accounting and classification. The assignment of account numbers and classifiers occurs according to a certain scheme and is subject to the rules for assigning codes. Consider the decoding of the main bank details.

Decryption of bank details

So, let's consider the main points of bank details in more detail.

Name. The full name of the bank client is entered. For individuals and entrepreneurs, the surname, name, patronymic are indicated.

TIN and checkpoint. TIN - an individual taxpayer number assigned by the tax office when registering as a taxpayer.

KPP is the registration reason code, it is a nine-digit number that reflects the code of the subject of the Russian Federation, the code of the tax office in which the client is registered, the serial number of registration for this reason and the registration reason code. The decoding of the codes can be viewed in the classifier.

Account number. A current or current account opened with a bank has a twenty-digit number. Assigned by the bank to the client. The account coding contains the account number in the bank, the currency of transactions, types of transactions, the use of the account by an individual or entrepreneur. Twenty-five-digit numbers can be used as a reserve.

Name of the bank and its location. Shows the full name of the bank, its branch and location, indicating the address.

Bank BIC. This bank identification code is assigned by the Central Bank of Russia. For each bank, this code is individual. Contains nine digits. The first two start with "04" - which means a bank in Russia.

Correspondent account. This is a special bank account in the Central Bank of the Russian Federation. Assigned by the Central Bank to each bank. Has a twenty digit number. By the account number, you can find out about the purpose of the account, the currency of the account and the geographical location of the bank.

For foreign currency accounts, the following decryptions apply:

  • account. Account number and name of the recipient. Specified after the full name of the recipient. Used to identify the payee.
  • SWIFT. International system for interbank transactions and payments. Each member bank receives its own code in this system and can make international payments.

A complete breakdown of bank details can be found in special directories, where all code values ​​and verification methods are indicated. Such directories are in the public domain and serve to verify accounts and their purpose. Basically directories are used in banks and organizations that carry out large volumes of payments.

Rules for filling in bank details

Despite the fact that in the modern world almost all payments are filled out on computers and the filling process has become much easier, certain rules must be observed when filling out payment documents. This is especially true when the payment document is filled out by hand.

First, you need to find out the exact details for sending the payment. Filling out payment documents with inaccurate details may lead to loss of funds or delay in payment. Sometimes this can negatively affect the relationship between the payer and the recipient.

Secondly, after filling out the payment document, you must carefully check the details, the name of the payment and the recipient. It is also worth checking the correctness of filling in account numbers, knowing the basic principles and decoding, you can minimize errors.

Thirdly, you should track the movement of funds. After sending the payment, you should ask the bank employees when the recipient will receive the money. Then it is worth informing the recipient of the necessary information and monitoring the receipt of funds.

Compliance with simple rules will help to avoid trouble when making payments through the bank, as well as avoid problems with the payee.

”was posted, requests began to come in for clarifications on the meaning or filling in of individual details (fields) of the payment order. Generalized and extended answers to individual questions about how to fill in some fields of the payment order are offered to your attention.

In addition, this material provides a brief explanation of the meaning of the abbreviation of individual details (fields) used in the payment order.
The numbers of the details (fields) of the payment order can be viewed in the following sample:

Appendix 3
to the Regulations of the Bank of Russia
dated June 19, 2012 N 383-P
"On the rules for the implementation
money transfer"

Payment order details numbers

When filling out a payment order, remember that blank fields are not allowed. If it is impossible or unnecessary to fill in the value of a particular attribute (field), zero ("0") should be entered.

So, let's look at the rules for filling in individual fields of a payment order:

  • OKUD (Field 2) - individual number of the payment order 401060, this is the number of the form according to OKUD OK 011-93, class "Unified system of banking documentation".
    OKUD is the all-Russian classifier of management documentation OK 011-93 (class "Unified system of banking documentation").

    Each payment document drawn up on paper (on forms of documents included in the All-Russian classifier of management documentation) has its own individual number of the payment document, which is assigned to it. So, for example, OKUD documents:

    • payment order - 401060
    • collection order - 401071
    • payment request - 401061
    • payment order - 0401066

  • BIC (fields 11, 14) - bank identification code (identification code of the payer's bank or the beneficiary's bank).

    The BIC of the bank of the payer or recipient of funds is indicated in accordance with the Directory of bank identification codes of settlement participants making payments through the settlement network of the Central Bank of the Russian Federation (Bank of Russia) - Directory of the BIC of Russia.

    For example:


    • BIC of OJSC "Bank of Moscow" -
    • BIC OJSC "ALFA-BANK" -
    The maximum number of digits of this attribute when filling out an electronic form of a payment order is 9

  • TIN (fields 60, 61) - identification number of the taxpayer of a legal or natural person, filled in on the basis of the "Certificate of tax registration" issued to the taxpayer. The payer's payment document indicates: - TIN (if any) or KIO (if any).

    According to the Order of the Federal Tax Service (FTS of Russia) dated June 29, 2012 N ММВ-7-6 / [email protected]:
    - for the payer/beneficiary - an individual, a 12-digit taxpayer identification number (TIN) is indicated. If an individual does not have a TIN, zero ("0") is indicated in the "TIN" requisite of the payer and recipient;
    - for a payer/beneficiary - a legal entity (both Russian and foreign), a 10-digit taxpayer identification number is indicated.

    • And in clause 4 of Appendix No. 1 to the Order of the Ministry of Finance of Russia dated November 12, 2013 No. 107n, it is also confirmed that:

    If the payer - an individual does not have a TIN, zero - "0" is indicated in the payer's TIN variable
    For example:

    • TIN of OJSC "Bank of Moscow" - 7702000406
    • TIN of JSC "ALFA-BANK" - 7728168971
    • TIN of Ivanov Ivan Ivanovich - 123456789012
    • TIN of Ivanov Ivan Vasilyevich - 0
  • Payer status (field 101) - in the payment order is indicated by a two-digit indicator of the status of the taxpayer. This indicator can take values ​​from 01 to 26. In accordance with the Order of the Ministry of Finance of Russia dated November 12, 2013 No. 107n (Appendix 5), the existing taxpayer statuses are given below:

    The codeStatus of a taxpayer (payer of fees)
    01 Legal entity - taxpayer (payer of fees)
    02 Tax agent
    03 Organization of the federal postal service, which has drawn up an order to transfer funds for each payment of an individual.
    04 Tax authority
    05 Territorial bodies of the Federal Bailiff Service
    06 Participant of foreign economic activity - legal entity
    07 customs Department
    08 Payer - a legal entity (individual entrepreneur) that transfers funds to pay insurance premiums and other payments to the budget system of the Russian Federation.
    09 The taxpayer (payer of fees) is an individual entrepreneur
    10 Taxpayer (payer of fees) - a notary engaged in private practice
    11 Taxpayer (payer of fees) - a lawyer who has established a law office
    12 The taxpayer (payer of fees) is the head of the peasant (farm) economy
    13 taxpayer (payer of fees) - other individual - bank client (account holder)
    14 Taxpayers making payments to individuals
    15 A credit institution (a branch of a credit institution), a paying agent, an organization of the federal postal service that has drawn up a payment order for the total amount with a register for the transfer of funds received from payers - individuals.
    16 Participant of foreign economic activity - an individual
    17 Participant of foreign economic activity - individual entrepreneur
    18 Payer of customs payments, who is not a declarant, who is obliged by the legislation of the Russian Federation to pay customs payments.
    19 Organizations and their branches (hereinafter referred to as organizations) that have drawn up an order to transfer funds withheld from the salary (income) of the debtor - an individual to pay off debt on payments to the budget system of the Russian Federation on the basis of an executive document sent to the organization in the prescribed manner .
    20 A credit institution (a branch of a credit institution), a paying agent who issued an order to transfer funds for each payment by an individual.
    21 Responsible member of the consolidated group of taxpayers.
    22 Member of a consolidated group of taxpayers.
    23 Bodies of control over the payment of insurance premiums.
    24 Payer - an individual who transfers funds to pay insurance premiums and other payments to the budget system of the Russian Federation
    25 Guarantor banks that issued an order to transfer funds to the budget system of the Russian Federation upon the return of value added tax that was excessively received by the taxpayer (credited to him) in a declarative manner, as well as upon payment of excise taxes calculated on transactions for the sale of excisable goods outside the territory of the Russian Federation , and excises on alcoholic and (or) excisable alcohol-containing products.
    26 Founders (participants) of the debtor, owners of the property of the debtor - a unitary enterprise or third parties who have drawn up an order to transfer funds to pay off claims against the debtor for the payment of mandatory payments included in the register of creditors' claims in the course of the procedures applied in a bankruptcy case.

    • For more information on this field, see:
    • The status of the payer (field 101) in the payment order is
    • How to fill in field 101 "Payer status" in a payment order? - This
  • checkpoint (field 102,103) – registration reason code consists of 9 digits. In the order for the transfer of funds, the value of the registration reason code (KPP) is indicated in accordance with the certificate of registration with the tax authority or the notice of registration with the tax authority issued by the tax authorities at the place of registration of taxpayers.

    Therefore, you can find the KPP Code in your Registration Certificate, which is issued to the organization by the tax authorities upon registration. Information about this code is also reflected in the Notices of Registration of Vehicles, Real Estate and Separate Subdivisions.

    Indication of the value of the KPP in the order for the transfer of funds both in the KPP variable of the recipient of funds (field 103) and in the payer's KPP variable (field 102) is mandatory.

    When drawing up orders for the transfer of funds to the budget system of the Russian Federation, the payer’s “KPP” requisite indicates:


    • Payers of tax, customs payments, insurance premiums and other payments in the "KPP" of the payer - indicate the value of the KPP of the payer of payments to the budget system of the Russian Federation, including a participant in foreign economic activity, a tax agent.
    • Payers-individuals - indicate zero ("0")
    The structure of the checkpoint code is determined by the Order of the Ministry of Taxes of Russia dated 03.03.2004 N BG-3-09 / 178 (as amended on 03.03.2004 No. BG-3-09 / 178), consists of 9 digits divided into 3 parts, which have the following structure:

    • First 4 digits- indicate the code of the division of the Federal Tax Service of Russia, where the organization was registered (SOUN directory);
    • Second 2 digits- indicate the code of the reason for registration. For Russian organizations, they can take a value from 01 to 50;
    • Third 3 digits- indicate the serial number of registration with the tax authority.
    The registration reason code itself is reflected in the second 2 digits, which take values ​​from 01 to 50, and is divided into:
    • Russian organizations for which are assigned:

      01 - registration with the tax authority of a Russian organization as a taxpayer at its location;

      02-05, 31, 32 - registration of a taxpayer - a Russian organization at the location of its separate subdivision, depending on the type of subdivision;

      06-08 - registration of a taxpayer - a Russian organization at the location of its real estate (with the exception of vehicles) - depending on the type of property;

      10-29 - registration of a taxpayer - a Russian organization at the location of its vehicles - depending on the type of vehicles;

      30 - Russian organization - tax agent, not recorded as a taxpayer;


    • Foreign organizations for which the following are assigned:
      51-99 - in accordance with the specifics of the procedure for registering foreign organizations, depending on the types of income generation, defined in the relevant guidance materials of the Ministry of the Russian Federation on taxes and fees

  • KBK (field 104) - budget classification code. Each tax type has its own budget classification code. A detailed description of the components of the BCF values ​​\u200b\u200bcan be viewed.
    The maximum number of characters in the field is 104 (KBK) - 20 bits (characters).

    So, for example, individual CSCs look like:


    • 182 1 01 01011 01 1000 110 - Corporate income tax code payable to the federal budget;
    • 182 1 01 01040 01 1000 110 - Corporate income tax code on income received in the form of dividends from Russian organizations by Russian organizations;
    • 182 1 02 02030 06 2000 160 - Penalty code for insurance premiums in the form of a fixed payment credited to the Pension Fund of the Russian Federation for the payment of the insurance part of the labor pension;
    • 182 1 16 90030 00 3000 140 - Code of other receipts from monetary penalties (fines) and other amounts in compensation for damage credited to local budgets

    For information: - In accordance with Federal Law No. 218-FZ of December 3, 2012 “On the budget of the Pension Fund of the Russian Federation for 2013 and for the planning period of 2014 and 2015”, new budget classification codes for insurance premiums for compulsory pension insurance were introduced from January 1, 2013


  • OKATO code (field 105)- All-Russian classifier of objects of administrative-territorial division, according to which the code of the municipality is determined, on the territory of which funds are mobilized from the payment of taxes (fees). This code is assigned to each municipality in Russia (city, district, village, etc.). How to find OKATO codes? The codes can be found in the All-Russian classifier of objects of administrative-territorial division OK 019-95 (OKATO), which was approved by the Decree of the State Standard of Russia dated July 31, 1995 No. 413

    From January 1, 2014 OKATO codes have been replaced with OKTMO codes. OKTMO code - All-Russian classifier of territories of municipalities. OKTMO codes can be found in the "All-Russian classifier of territories of municipalities" OK 33-2013 (Order of Rosstandart dated 14.06.13 No. 159-st).

    According to the Letter of the Ministry of Finance of the Russian Federation of April 25, 2013 N 02-04-05 / 14508, the OKTMO codes consist of 11 characters, and the last 3 characters of the codes identify the settlements that are part of municipalities on the territory of the corresponding subject of the Russian Federation.
    To fill in payment orders, you must use - Table of correspondence between OKATO codes and OKTMO codes of the Russian Federation.


  • Reason for payment (field 106) - indicate the indicator of the basis of payment, which has 2 digits and takes the following values:

    TPpayment of the current year without violating the deadline (current payment);
    ZDvoluntary repayment of debts for expired tax periods;
    bfcurrent payments of individuals - clients of the bank (account holders), paid from their bank account;
    TRrequirement of the tax authority;
    RSrepayment of installment debt in accordance with the installment plan;
    FROMrepayment of deferred debt;
    RTrepayment of restructured debt;
    WUrepayment of deferred debt due to the introduction of external management;
    ETCtransfer to pay off debt suspended for collection;
    APrepayment of debt under the act of verification;
    ARrepayment of debt under an executive document

  • Taxable period (field 107) - The attribute indicates the value of the indicator of the tax period, which has 10 characters, eight of which have a semantic meaning, and two are separators and are filled with a dot (".").

    The indicator is used to indicate the frequency of payment of a tax payment or a specific date for the payment of a tax payment established by the legislation on taxes and fees.

    The frequency of payment can be monthly, quarterly, semi-annual or annual. The indicator is used to indicate the frequency of payment of a tax (fee) or a specific date for the payment of a tax (fee) established by the legislation on taxes and fees - "date. month. year".

    Props 107 "Tax period" consists of the following characters:


    1. The first two characters of the indicator of the tax period are intended to determine the frequency of payment of the tax (fee) established by the legislation on taxes and fees, which is indicated as follows:
      • MS - monthly payment;

      • KV - quarterly payment;

      • PL - semi-annual payment;

      • GD - annual payment.

    2. In the 4th and 5th digits of the indicator of the tax period, the following shall be entered:
      • for monthly payments - the number of the month of the current reporting year;
      • for quarterly payments - quarter number;
      • for semi-annual - the number of the semi-annual.
      The month number can take values ​​from 01 to 12, the quarter number - from 01 to 04, the half year number - 01 or 02.
      When tax is paid once a year, the 4th and 5th digits of the tax period indicator are filled with zeros.

    3. In the 3rd and 6th characters of the indicator of the tax period, dots (".") are put down as separators.

    4. 7-10 digits of the tax period indicator indicate the year for which the tax is paid.

      When paying a tax payment once a year, the 4th and 5th digits of the tax period indicator are filled with zeros (“0”).

      If the legislation on taxes and fees for an annual payment provides for more than one deadline for the payment of a tax payment and specific dates for the payment of a tax (fee) for each term are established, then these dates are indicated in the indicator of the tax period.


    Samples of filling in requisite 107:

    • "MS.08.2013" - payment for August 2013;

    • "Q.02.2013" - payment for the 2nd quarter of 2013;

    • "PL.01.2013" - payment for the first half of 2013;

    • "GD.00.2013" - payment once a year.

    • "09/04/2013" - payment on a specific date

    • "0" - if field 106 indicates the repayment of the debt under the act of the audit (AI) or the repayment under the executive document (AR)

    A payment with a specific date (“09/04/2013”) is indicated in the requisite 107 of the payment document when paying the following debt:


    • delayed, delayed
    • restructuring debt
    • repayment of debts suspended for collection,
    • repayment of debts at the request of the tax authority for the payment of taxes (fees)
    • repayment of debts in the course of the procedures applied in a bankruptcy case,
    • repayment of the investment tax credit
    The indicator "Tax period" is indicated with a specific date or with a zero value in conjunction with the indicator of the requisite "106" ("TR", "PC", "FROM", "RT", "PB", "PR", "IN", "AP", "AR").
  • Document Number (field 108) - the document number is entered in the field, and if it is absent, 0 is entered. When filling out the requisite "108", the signs "No" and "-" are not indicated.

    The document number in requisite 108 is indicated - if the indicator of the basis for payment (field 106) is:

    • "TR" - the number of the requirement of the tax authority to pay the tax (fee);

    • "PC" - the number of the installment decision;

    • "OT" - the number of the decision to postpone;

    • "RT" - the number of the decision on restructuring;

    • "PB" - the number of the case or material considered by the arbitration court;

    • "PR" - the number of the decision to suspend the recovery;

    • "AP" - the number of the decision on bringing to responsibility for committing a tax offense or on refusing to hold liable for committing a tax offense;

    • "AR" - the number of the enforcement document and the enforcement proceedings initiated on the basis of its execution;

    • "IN" - the number of the decision to grant an investment tax credit;

    • "TL" - the number of the ruling of the arbitration court on the satisfaction of the statement of intent to pay off the claims against the debtor.
    The document number in attribute 108 is set to 0 (i.e. not indicated) - if the indicator of the basis for payment (field 106) is:

    • "TP" - payment of current payments of the current year;

    • "ZD" - voluntary repayment of debts for expired tax, settlement (reporting) periods in the absence of a demand from the tax authority to pay taxes (fees).
    At the requisite 108, zero (“0”) is also indicated in the event that the order to transfer funds in payment of tax payments of the payer - an individual - a bank client (account holder) is drawn up on the basis of a tax declaration (calculation).

    Since March 31, 2014, the payment order for transferring payments to the budget system, as well as for state and municipal services, must indicate the identifier of information about an individual (IP).

    The sign ";" is used to separate the two-digit value of the type of the identifier of information about an individual and the identifier of information about an individual.

    For example: " 01; 0201251245 »


  • Document date (field 109) - the date of the document that is the basis for the transfer of the tax / fee is put down. For example, the date of the taxpayer's signature in the tax return (calculation), the date of the audit report, the date of the decision to defer, etc.

  • Payment type (field 110) - from January 1, 2014 payment type ( field 110) - has 2 signs or 0, takes the following values:

    • PE - payment of a penalty;

    • PC - payment of interest;

    • 0 - other cases.

    • That is, now when transferring taxes, fees, contributions, fines and other payments, 0 is set.

    Until 2014, the "payment type" also had 2 characters, but took the following values:

On the site you can also see the following information related to payment orders.

In the modern age, it is impossible to imagine life without the registration of any financial obligations, contractual relations between organizations and individuals. In order to understand business, calculations, financial matters, you need to know the basic terms and rules. Even a simple filling out of receipts is associated with the need to understand the details of transfers, how many digits of the checkpoint, BIC, TIN, so that the payment is made correctly. Understanding what a bank’s checkpoint is and how many digits are in the checkpoint number will allow you to make transfers correctly and pay for your obligations without fear that the payment will go to the wrong organization.

To clarify the situation with the checkpoint will allow the decoding of the abbreviation of this concept. The letter designation of the checkpoint means an abbreviated version of the definition "Code of reason". This code is a unique combination of nine digits, which denotes a particular organization in the management of the Federal Tax Service. As a rule, this combination is assigned to the taxpayer at the same time as the TIN is received and is a confirmation that this legal entity is registered with the tax office.

To, for example, find out the details of Sberbank, you need to go to the "About the Bank" tab on the website

Since the bank is the same legal entity as other organizations, the presence of this code is mandatory in the details. By this code, you can determine the location of the bank branch, whose details are indicated in the payment document.

A checkpoint is a bank account that is most often required when filling out receipts for payment of traffic police fines, duties, and non-cash payments for goods or services in favor of a specific organization.

Bank checkpoint: deciphering the meanings of numbers

  1. The first 2 digits correspond to the region of registration of the organization as a taxpayer.
  2. The third and fourth digits indicate the tax number that registered. As a rule, the first four digits must match the initial digits in the organization's TIN.
  3. Two the following numbers indicate the reason for registration legal entity.
  4. Three the last figures show how many times this organization was registered. For example, the last digits "001" mean that the legal entity was registered for the first time.

If the details of the branch are indicated

The checkpoint is part of the general details of the organization, confirming that the legal entity is a taxpayer. However, it is not always necessary to specify it. The fact is that this code helps to determine:

  • whether the recipient of the transfer is a legal entity;
  • which region the taxpayer belongs to;
  • whether the funds will be transferred to the main company or its branch.

How is the checkpoint deciphered in the details

For example, most counterparties have the last digits 01001. If the numbers are different, for example, 043001, this means that the transfer is addressed to the branch of the company.

You can find out the codes for the reasons for staging from a special departmental directory (SPPUNO), but it is impossible to find it in the public domain, because it is an internal document of the Federal Tax Service.

The most common codes indicating the reason for setting include the following:

  • 02, 03, 43 - are assigned to branches of organizations in the Russian Federation;
  • 04, 05, 44 - are assigned to representative offices;
  • 31, 32, 45 - designed for a separate unit.

Helpful information

When making payments, it is useful to know the following:

Certificate on which the checkpoint must be indicated without fail

  1. Credit institutions, as a rule, do not indicate their KPP in documents.
  2. This requisite is not available for individual entrepreneurs.
  3. For taxpayers whose tax deductions are among the regionally significant, an additional checkpoint is assigned at the place of registration of the organization.
  4. If the checkpoint has the initial numbers "99", this means that the legal entity is one of the largest taxpayers and is registered with the interregional tax office.

Understanding what a checkpoint is in the bank details of an organization will allow you to correctly prepare payment documents and indicate some features of a legal entity: its place of registration, the significance of its tax deductions, the presence of branches and other nuances.

What is the registration reason code? How to find out and in what cases the payer may need it? Do I need to indicate the code for an individual entrepreneur? We understand.

KPP is one of the payment details that sometimes needs to be indicated in payment orders, reports and agreements between companies. It is designed to identify the taxpayer.

Therefore, it is mandatory for display in declarations, and in some cases, payment documents.

It is known that there are several details required for payment. These include BIK, TIN, OKATO and others. The checkpoint is one of these details, and it is assigned exclusively to legal entities.

Many are interested in the question of Payer checkpoint in Sberbank Online: what is it And is it assigned to individual entrepreneurs?

The answer will be negative: individual entrepreneurs do not have such a code. KPP stands for registration reason code. It is displayed in the details of domestic, as well as foreign companies operating in Russia.

The code, together with the identification number of the legal entity, allows you to identify the company and its territorial branches.

The specifics of the code in question is as follows:

  • each territorial division of the company has its own checkpoint;
  • the code changes if the branch moves to another region. That is, the details are partially changed.

The second question concerns the decoding of the checkpoint. The code is assigned by the tax accounting authority and consists of 9 digits, which have the following designations:

  • the first two indicate the subject of the Russian Federation;
  • the next two characters indicate the number of the tax inspectorate that carried out the registration of the subject;
  • 5 and 6 numbers or letters of the Latin alphabet indicate the reason for registration;
  • the last three digits are the serial number.

First of all, the number is intended to be displayed in documents that are necessary for the tax authorities. Also, the code must be indicated in payment orders (if such a column is present).

Sberbank has a checkpoint and is registered with the tax authorities. You can get all the details, including the number in question, on the official website of the financial institution or by phone at 0800 555-55-50. Information can also be provided by reference services. SB registration reason code: 775001001.

It should be emphasized that one organization may have several codes assigned at the location of branches and departments.

With the help of the code, the legal entity is identified. The nine-digit code indicates the company that is responsible for the execution of the financial transaction or other transaction. For example, when selling goods through a branch, the parent company must display its division number on the invoice. At the same time, tax inspectorates do not require branch codes for reporting, allowing the code of the main office to be indicated.

Users of the Sberbank service may need this requisite to transfer funds to legal entities.

As noted, you can get it in your company, along with other details. It is recommended to pay attention to the fact that the code may change when the company moves.

If the payer needs to indicate his code, but he is an individual, then the number “0” must be indicated in the column with the checkpoint. This also applies to tax and accounting documents.

Sooner or later, everyone faces such a problem as filling out receipts or other documents. The details of the organization are especially difficult, because it is important to specify them correctly so that there are no problems with payments and transfers. Not everyone knows what a checkpoint is in the details of Sberbank and how to find out this data, this will be discussed further.

Sberbank details

What is a checkpoint

The abbreviation KPP stands for the code of the reason for setting. In other words, this is a unique combination of 9 digits assigned to the enterprise by the federal tax service.

What does the numerical code mean:

  • the first four digits are the code of the region of the Russian Federation where the legal entity is registered with the tax office;
  • the next two numbers are the code of the reason for which the person was registered;
  • the last digits mean how many times the legal entity has been registered, if for the first time, then the last three digits of the checkpoint will be 001.

For example, the decoding of the checkpoint of Sberbank 7750 is the code of the interdistrict tax inspectorate No. 50 for the city of Moscow. KPP 03 is the registration of a taxpayer - a Russian organization at the location of its branch, which is not acting as an organization for the payment of taxes and fees, the last digits 035 are, respectively, the number of times a legal entity was registered.

Usually, the taxpayer receives this number along with the TIN, and it is given in order to confirm the fact that the legal entity is a taxpayer. It is not always necessary to indicate this requisite in payment documents, and if required, you can find it out, for which there are several ways.

How to find out the checkpoint of Sberbank of Russia

So, how to find out the checkpoint of Sberbank? There are several ways:

  1. If you have any agreement with a bank, for example, a loan or on deposits, then you can see all the details there.
  2. You can apply directly to the nearest branch of the bank, all the details will be provided to you by the employees of the branch.
  3. If it is not possible to visit the bank, you can call the hotline, the call center employees work around the clock and are ready to answer any question of the client.
  4. You can see any details of a legal entity on the official website of the tax office. To do this, just follow the link https://egrul.nalog.ru/ and enter PSRN or TIN.

Official website of the Tax Inspectorate

In addition, you can see all the details, including the checkpoint of Sberbank of Russia, on the official website.

Basically, this requisite is necessary for payment orders and accounting reports. By the way, at Sberbank KPP code 775001001(this is according to the official website), but depending on the region and department, the code may be different, so it’s wiser to check for sure.

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