Why is the Basis tariff in Sberbank Business online attractive? Sberbank minimum tariff

It is no secret that the business banking market is quite saturated. When an organization is faced with a plethora of offers, usually when choosing a bank, a specific need plays a key role. Someone listens to the positive recommendations of acquaintances or mentors in their own industry, someone carefully monitors the market and chooses the most cost-effective solution for themselves.

Choosing reliability

According to statistics, if a potential client does not conduct an analysis, he will choose the most popular bank in our country, Sberbank, by 80%. The fact of state participation in Sberbank allows its clients to feel calm, after all, not all banks can boast of such reliability, especially since the general awareness and concern of the population is now at a high level.

What is included in the banking service package?

A convenient form of service is the so-called service package, which includes various banking products:

  • Opening and maintenance of settlement and cash services
  • Using Internet banking (Sberbank Business Online)
  • Corporate card service
  • Making electronic payments
  • Cash acceptance
  • Providing account reports
  • Electronic copy of the statement

Which offer is better?

Sberbank currently offers several package offers:

  • "Minimal+"
  • "Basis+"
  • "Active+"
  • "Optima+"
  • "Salary"
  • "Trade Plus"
  • "Easy start"

"Minimal +"

This package of services has such a name for a reason and includes maintaining 1 current account, making 5 electronic payments per month, accepting cash up to 30,000 rubles. Such a package will be of interest to those who, due to any circumstances, are forced to open a current account. For example, some important counterparty pays only by bank transfer, or the businessman's clients began to often ask for payment by cards, and as a result, he decided to establish acquiring.

"Basis+"

Unlike the “Minimum” package, the amount of cash acceptance is 100,000 rubles, and the number of payments is 20. This complex is suitable for those who need to be able to deposit cash and not overpay the bank for it.

"Active+" and "Trading Plus"

These packages differ from "Basis" only in the number of payments per month, in "Active +" - 50, in "Trading Plus" - 10. The client estimates the approximate number of payments for himself and chooses a tariff.

"Optima+"

Optima does not have a cash acceptance service, while the number of electronic payments is 100 per month. Accordingly, if an entrepreneur does not need to deposit cash, and the number of payments floats, then this is an ideal choice.

"Easy start"

This tariff plan includes a number of free products: opening an account, using Sberbank Business Online, electronic payments to accounts opened with Sberbank, the first year of servicing a corporate card. This complex should be carefully looked at by those who are just taking their first steps in business and cannot predict their needs for the first time.

"Salary"

This offer differs from other package complexes in that it does not provide for cash acceptance, and instead of this service, it is possible to withdraw cash without a commission in the amount of up to 200,000 rubles per month, the number of electronic payments is 30. “Salary” is suitable for businesses whose mutual settlements are made mainly by bank transfer.

How to issue a package offer of Sberbank?

First of all, you need to find the nearest branch to you on the bank's website. Further, by phone it is necessary to make an appointment for a certain time. At the selected time, you must visit the selected branch with the originals of all constituent documents. Processing time will take about a couple of hours.

Today there is a whole line of profitable instruments for cash settlement operations (hereinafter RKO) with seven tariff plans that differ in a set of banking services and cost. The most popular tariffs are Optima, Active and Basis. These are special products presented in a complex and designed for convenient conduct of any type of business where settlement and cash operations are used. Corporate clients - legal organizations, individual entrepreneurs are offered the Basis tariff in Sberbank Business Online.

Accounts and tariffs for business in Sberbank

To conduct cash and other financial transactions by bank transfer, you must have a bank account. It does not matter what the company or individual entrepreneur does. To open a current account, you will need to choose one of the tariff plans and follow a certain procedure.

An account is issued at Sberbank, during a personal visit or through a remote service. To save time, it is better to choose the second option - the Basis tariff in Sberbank Business Online. This is the same Personal Account, but for legal entities and entrepreneurs. If you want to issue an account for cash settlement services in a branch, you should first clarify in which particular branch the service is provided.
It is advisable to go to the bank with the documents already prepared. When opening an account, you will need:

  • the passport;
  • certificate of state registration of the entrepreneur;
  • certificate of registration from the tax authority;
  • form of a card with sample signatures.
Next, you must specify all the data in the application form and fill out a separate form with personal information. Both papers are filled out according to the sample, which can be filled out at home, after downloading the forms.

When using Business Online, you must first obtain a current account number using the reservation service. The account is reserved for 30 days, and during this time the required package of documents should be collected and taken to the bank. Then you need to do the following:

  • log in to the Business Online service;
  • click on "Online account number";
  • in the new window, click "Get account number";
  • read the terms of service;
  • tick the appropriate item, confirming your consent and click "Reserve";
  • fill out a questionnaire on a new page, indicating the type of individual entrepreneur, registration number code, annual turnover volumes, contacts, branch address;
  • after filling out the questionnaire, specify a password, confirming your actions to reserve an account.
The reserve is kept for 30 days, which is quite enough to provide the necessary documents to the bank.

Tariff Basis in Sberbank Business Online

By choosing this tariff, the following options will be provided:
  • RKO through a remote service;
  • electronic transfers to any companies, individual entrepreneurs, suppliers, etc. It is permissible to make up to 10 transfers in 30 days;
  • money transfer to cash. Limit 140 thousand rubles;
  • transfer of funds to the account. Limit 80 thousand rubles;
  • statements and viewing information on banking operations.
The cost of the package is 3700 rubles. per month.

Features of Active and Optima tariff plans

These two tariff plans provide the best conditions. The Active package provides the following features:
  • receipt of money to the account: 300 thousand rubles;
  • withdrawal: 100 thousand rubles;
  • transfers: 20 electronic payments per month (the rest for an additional fee).;
  • electronic certificates and statements about recent transactions: not limited.
The cost of the Active package is 3600 rubles.

The conditions of the Optima tariff are even more profitable (30 transactions per month, 250 thousand - cash transfer), and the price is 5500 rubles.

Tariffs for doing business and managing through Sberbank Business Online

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1 Service fee for Sberbank PJSC packages in the territory of Moscow using the Sberbank Business system (up to 5 pcs. in) 4 through self-service devices; using international corporate cards issued to the current account (up to 50.0 thousand c) 4 BAZIS package 1 using the Sberbank Business system (up to 10 cards) 4 (up to 80.0 thousand c) 4 (up to 140.0 thousand c) c) Fee for and, not included in the package and fee for exceeding the established limits for the items included in the package, are charged in accordance with standard tariffs. The limit of transactions for transferring funds from the account includes, among other things, transfers of tax and equivalent payments to the budget and off-budget funds. Transfer of funds from the account using settlement documents on paper is carried out at the current rates of the Bank and is not included in the transaction limit 2 Electronic document flow - payment documents sent to the bank via electronic communication channels 3 Including transfers within one structural unit

2 Provision of a certificate on the existence of an account Package "AKTIV" 1 Using the system "Sberbank Business" (up to 20 units) 4 (up to 300.0 thousand units) 4 (up to 100.0 thousand units) 4 Provision of a statement on the existence of an account Package "OPTIMA" 1 using the "Sberbank Business" system (up to 30 units) 4 (up to 150.0 thousand) 4 (up to 250.0 thousand) in 120 VAT per booklet VAT per booklet

3 Provision of a certificate of availability of an account 120 VAT per one booklet of the salary project Package "Salary" 1 using the Sberbank Business system (up to 30 pcs. in) 4 using international corporate cards issued (up to 200 thousand in) 4 Crediting (transferring) amounts funds to the accounts of individuals on the basis of an agreement with a legal entity Servicing a bank card issued to an employee of an enterprise () on the basis of an agreement with an enterprise (organization) For all card products based on Visa Classic, MasterCard Standard, Visa Gold, Gold MasterCard 5, except for Visa Classic Podari Zhizn, MasterCard Standart MTS, Visa Classic Aeroflot, Visa Gold Podari Zhizn, Gold MasterCard MTS, Visa Gold Aeroflot in collection and acceptance/crediting of cash 1 (for customers who have connected d) Package "Money" using the system "Sberbank Business electronic document management 2 payment through the system of the Bank of Russia or the settlement system of PJSC Sberbank to an account in e another credit structural unit of PJSC Sberbank 3 (up to 50 pcs. c) 5 Other cards, including additional ones, are serviced at tariffs for individuals and paid by an employee of the enterprise

4 Cash collection in the structural subdivisions of PJSC Sberbank: with the collection amount for one run up to 200 thousand 0.1% VAT on the amount, min 550 rubles VAT per run with the amount of collection for one run over 200 thousand 0.1% VAT of the amount Re-arrival at the point of collection / delivery at the request of the client during the hours agreed with the collection team (VAT 1500 is charged for one operation in addition to the commission for the main check-in) 0.5% of the amount if the actual amount of recalculation is over 200 thousand 0.3% of the currency control amount 4 using international corporate cards issued (up to 300,000 cv) 4 Acting as a currency control agent for operations: Advance payment in the amount of 1,180 i) from a resident's account to a non-resident's account 6: 0.15% VAT on the transfer amount, min 10 VAT USD/EUR from 500 thousand USD or EUR up to 0.1% VAT on the transfer amount and above foreign currency crediting to a resident's account received from a non-resident 6 from USD 500,000 or EUR up to and above 0.08% VAT on the transfer amount, max .15% VAT on the transfer amount, min 10 USD/EUR VAT, 0.1 % VAT on the amount of credit, 0.08% VAT on the amount of credit, max Tariff, including when using a letter of credit form of payment by a resident, when performing a foreign exchange transaction through a resident's account opened with a non-resident bank, as well as when performing a foreign exchange transaction through account of a third party and subject to accounting in the Statement of Banking Control in accordance with the Certificate of foreign exchange transactions submitted by the resident.

5 crediting the currency of the Russian Federation to the account of a resident received from a non-resident under a contract (agreement) requiring a transaction passport 6 from 500 thousand US dollars or euros up to 0.15% VAT on the amount of crediting, min 10 VAT US dollars / euros , 0.1% VAT on the amount credited, and more Package with the inclusion of the service "My Team" Package "My Team" Maintaining an account using the Sberbank Business Online system Monthly fee for providing services using the Sberbank Business Online system Transfer of funds from an account for customers using electronic document management: through the payment system of the Bank of Russia or the settlement system of PJSC Sberbank to an account in another credit system through the settlement system of PJSC Sberbank to an account with a structural unit of PJSC Sberbank 10 Acceptance of cash to the account: through self-service devices team": 11 accounting and legal and business assistance restoration of accounting and tax accounting 12 to 1 million.08% N DC from the amount credited, max 1800 Monthly fee from the client's turnover of 78 from 1 to 6.0 million from 6 to 12 million from 12 to 18 million from 18 to 24 million from 24 to 30 million For all client accounts, including accounts in third-party banks 8 The cost of the My Team Package for the first service is calculated from the day of connection, according to the following formula: (/ number of calendar days a)* the remaining number of calendar days until the end a 9 Clients with a turnover of more than 30 million under this Package are not served 10 B including when transferring within the same structural unit 11 Specified and provided by the Bank as an agent under an agency agreement with a partner LLC "Knopka" 12 The fee is charged one-time. The cost of and for the restoration is calculated according to the following formula: ½*B*N, where B is the cost of the Package, N is the number of calendar euros for which it is necessary to pay for the restoration of accounting.


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Tariff Basis Sberbank Business Online (for legal entities). Service package basis sberbank conditions

Tariff Basis in Sberbank - a package of services (Business Online)

Regardless of the direction of activity, any legal entities (IP, LLC, etc.) need to constantly carry out cashless transfers of funds and settlements using cash equipment. For these purposes, it is proposed to open an account with Sberbank and decide on the most suitable tariff plan. At the moment they are available in several versions: Active, Optima and Basis. The procedure for opening an account can be performed using remote Business Online resources or at a bank branch. For these purposes, you can visit any branch in the region. It is necessary to obtain information in advance - whether this service is available in a particular department.

  • the passport;
  • signature samples;

In addition, the bank must fill out a special customer form and a questionnaire. To simplify the procedure, the forms are available for download on the website.
To open an account for the Basis Sberbank Business Online tariff (for legal entities), you must first reserve it. Access to this plan is provided as a result of the approval of the application by Sberbank.

  • at the end of the section

Tariff Basis

This tariff plan belongs to the category of simplified types of current bank account.
Terms of service at the Basis tariff in Sberbank Business from 09/01/2015:

Tariffs Active and Optima


Features of the Active program:

sberbankgid.ru

Sberbank does its best to make settlement and cash services as convenient, profitable and safe as possible. Therefore, it offers various service packages (tariffs Basis, Active and Optima), which allow you to quickly and efficiently manage all the calculations of your business.

A service package is a banking product that includes various types of services necessary for conducting commercial activities on favorable terms.

Features of the tariff "Basis"

Tariff "Basis" is the simplest package for banking operations. Connected via the Internet, or when visiting a bank branch.

  • Customers using this tariff are served through Sberbank-Online.
  • Account management - only in national currency.
  • The monthly fee for using the Internet Bank is RUB 3,700 and is included in the service package.
  • You can make up to 10 electronic payments per month.
  • Cash acceptance - up to 80,000 rubles, cash withdrawal - up to 140,000 rubles.
  • It is possible to receive statements and view information about banking operations.
  • If you have a checkbook, you can count on a 50% discount. If more transactions are required than allowed by the tariff plan, the client will be charged an additional fee in accordance with the established tariffs.

Tariff "Active": what you need to know

  1. The cost of the "Active" tariff package is 3,600 rubles per month.
  2. Payments can only be made in rubles.
  3. Carrying out electronic payments - up to 20 per month (the rest for an additional fee).
  4. Cash acceptance - up to 300,000 rubles, cash withdrawal - up to 100,000 rubles.
  5. Provision of duplicate statements and statements of accounts is allowed.
  6. Additional discounts - 50% if you have a checkbook.
  7. If the client needs services that are not included in the package, he can use them at standard rates.

Tariff "Optima": service

  1. The price of the tariff plan is 5,500 rubles per month.
  2. Account management - in rubles.
  3. The allowed number of electronic payments is up to 30 per month.
  4. Cash acceptance - up to 150,000 rubles, cash withdrawal - 250,000 rubles.

Everything else is the same as in the previous tariff plans.

How the tariff plans "Optima", "Basis" and "Active" differ from standard tariffs

  1. Fixed cost of service.
  2. If the opportunity to reduce the cost of banking services.
  3. Possibility of remote service.

In order for the client to be able to be served on the terms of any of the listed tariff plans, he needs to open a bank account in the national currency, draw up a service agreement and write a corresponding application.

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RKO tariff Basis + Sberbank: cost, conditions, Internet banking

Archive tariff, not available for connection

Subscription fee 2100 rubles/month
Account opening 0 r.
Internet banking Is free
Orders to your bank (paper) 500 rubles/order
Orders to another bank (paper) 500 rubles/order
Orders to your bank (RB) 11 rubles/order
Orders to another bank (RB) 32 rubles/order
Volume of transfers, included 20
SMS notification 199
Interest on the balance
Cash deposit fee
  • from 0 to 100000 rubles. - 0%
  • from 100,000 to ∞ r. - 0.3%
Cash withdrawal fee
  • from 0 to 2000000 rubles. - 1.4%
  • from 2000000 to 5000000 r. - four%
  • from 5,000,000 to ∞ r. - eight%
Commission for transfers to your account IP
  • from 0 to 150000 rubles. - 0%
  • from 150,000 to 300,000 rubles. - one%
  • from 1500000 to 5000000 r. - 3%
  • from 5,000,000 to ∞ r. - 6%
OOO
  • from 0 to 150000 rubles. - 0.5%
  • from 150,000 to 300,000 rubles. - one%
  • from 300,000 to 1,500,000 rubles. - 1.5%
  • from 1500000 to 5000000 r. - 3%
  • from 5,000,000 to ∞ r. - 6%

Information for Moscow.

If the limits are exceeded, the calculation is carried out according to the standard tariff.

Other tariffs of Sberbank

Archived rates

Go to comparison page

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To conduct cash and other financial transactions by bank transfer, you must have a bank account. It does not matter what the company or individual entrepreneur does. To open a current account, you will need to select one of the tariff plans and follow a certain procedure. An account is issued at Sberbank, during a personal visit or through a remote service. To save time, it is better to choose the second option - the Basis tariff in Sberbank Business Online. This is the same Personal Account, but for legal entities and entrepreneurs. If you want to issue an account for cash settlement services in a branch, you should first clarify in which particular branch the service is provided. It is advisable to go to the bank with the documents already prepared. When opening an account, you will need:
  • the passport;
Next, you must specify all the data in the application form and fill out a separate form with personal information. Both papers are filled out according to the sample, which can be filled out at home by downloading the forms beforehand. When using Business Online, you must first obtain a current account number using the reservation service. The account is reserved for 30 days, and during this time the required package of documents should be collected and taken to the bank. Then you need to do the following:
  • click on "Online account number";
The reserve is kept for 30 days, which is quite enough to provide the bank with the necessary documents.

Tariff Basis in Sberbank Business Online

The cost of the package is 3700 rubles. per month.to content

Features of Active and Optima tariff plans

  • withdrawal: 100 thousand rubles;

Sberbank basis tariff | law-money.ru

Table of Contents [Show]

Basic line of service packages

Service packages for the growing needs of your business

Free account opening with all service packages

Composition of the service package Minimum+ Basis+ Active+ Optima+ Great Opportunities
Maintaining an account with RBS1 1 account 1 account 1 account 1 account 1 account
Transfer of funds from a legal entity’s account2 to a legal entity’s account using RBS:- to Sberbank PJSC (including Subsidiary banks of Sberbank PJSC)1 up to 5 pcs. (6th and subsequent payments per month at 50 ₽ per payment) up to 20 pcs. up to 50 pcs. up to 100 pcs. no limit

Other banks

up to 100 pieces (101st and subsequent payments per month at 100 ₽ per payment)
Transfer of funds from the account of the legal entity to the account of the individual entrepreneur up to 300 thousand ₽4 5 6
Acceptance and crediting of cash to the account1: - through self-service devices, - by Business card (via ATM, terminal at the cash desk)3 up to 30 thousand ₽4 up to 100 thousand ₽4 up to 100 thousand ₽4 up to 500 thousand ₽4
Cash withdrawal from the account (including when closing the account) Including transactions using Business cards issued to the current account up to 500 thousand ₽4
Provision of certificates of account transactions in electronic form no limit
Provision of a duplicate statement in electronic form no limit
Annual servicing of the Visa Business/MasterCard Business business card to the current account7
SMS informing about the balance and receipt of funds to the current account in the currency of the Russian Federation8
SMS-informing on transactions made using a Business card9

1 Additional clarifications regarding the procedure for providing the service are set out in the Appendix to the Tariff Book

2 Tariffs are applied, including for the services of PJSC Sberbank, provided to individual entrepreneurs, other individuals engaged in private practice.

3 For the Service Packages "Minimum+", "Basis+", "Active+", "Optima+", "Great Opportunities", cash is accepted into the account through self-service devices and using Business cards issued to the current account.

4 Transaction limit. If the established limit is exceeded, the corresponding service (to the extent of the excess) is provided at the Bank's standard tariffs, with the exception of electronic payments within the framework of the "Minimum+" and "Great Opportunities" service packages. In the "Minimum+" service package, the cost of each electronic payment over the limit is 50 rubles. per payment, in the package of services "Great Opportunities" - 100 rubles. for payment. The client will also be able to use services not included in the service package at standard rates.

5 The calculation of the amount of the limit does not include transfers from the account of a financial organization, transfers, the purpose of which does not contain other purposes other than payment of wages, of a social nature (including the execution of decisions of the judiciary)

6 The calculation of the tariff for the amount of transfer in excess of the service package limit is carried out within the threshold values ​​of the tariff "Transfer of funds from the account of the legal entity to the account of the individual individual" with a cumulative total for the month

7 If the customer disconnects from the service package, the fee for subsequent years of service is charged on the last day of the month following the month of the end of the annual service period.

8 The service is available subject to technical feasibility.

9 The service is provided for each card separately.

Open an accountOrder a callback

In Sberbank, the Basis tariff is intended for settlement and cash services, payment and acceptance of payments for entrepreneurs and legal structures.

The procedure for opening accounts for doing business

A legal entity is required to make settlements through the cash desk and make various types of transfers in a non-cash form, regardless of the type and scope of its activity. To do this, you can open an account with Sberbank by choosing the best tariff according to the conditions. Today there are several types of them in Sberbank: basic tariff, Active and Optima.

Benefits of the Business Online system

You can open an account in a branch or in Business Online (remotely). Regardless of the location of the client, you can use any regional branch. The main thing is to first clarify whether a particular branch provides such services. To open an account, you need to prepare the following documents:

  • The passport.
  • Employer's certificate, duly registered.
  • Paper on registration (from the Federal Tax Service).
  • Signature samples.

In the department, you need to fill out a questionnaire and a form about the client. If desired, their forms can be downloaded and filled out independently.

Business online tariffs differ in cost and conditions

To open an account for the Basis tariff in Sberbank Business Online, you will first need to reserve it. After approval by Sberbank, it can be used. Reservation is made according to the following instructions:

  • Go to the Online Cabinet in the menu for small businesses.
  • Click on the button at the end of the section - "Online account number".
  • In the window that appears, click "Get account number".
  • The client will need to read the terms of service that will appear on the screen.
  • After agreeing to the terms, you need to click "Reserve".
  • A questionnaire will appear in which you need to enter data: type of entrepreneur, OGRNIP code, annual turnover, contact information, territorial branch of the bank where the client plans to receive service.
  • Confirm with a password.

To complete registration through Sberbank Online tariff Basis, you will need to provide documents to the selected branch.

Features of the Basis tariff

The basic rate is the simplest version of a current bank account.

You can connect Business online at a bank branch or via the Internet

In Sberbank Business tariff Basis from 01.09.2015 provides for the following terms of service:

  • Provision of settlement and cash services through Sberbank Online.
  • Transfer of funds to partners, suppliers, any organizations that carry out electronic document management - 10 transfers per month.
  • Cash withdrawal - up to 80 thousand rubles per month;
  • Cash withdrawal - up to 140 thousand rubles.
  • Getting statements.
  • View information about completed transactions.

For all these services, you must pay a monthly fee of 2600 rubles. In addition, you can count on the use of a checkbook with a 50% discount. If it is necessary to carry out a larger number of operations than provided for by the program, you will need to pay for their implementation in accordance with the current tariffs.

Tariffs Active and Optima

The remaining tariffs have a larger limit in comparison with the one provided by Sberbank Business for the Basis tariff. Thus, the Active program provides the following opportunities:

  • Transfer of funds: 20 transactions.
  • Acceptance of funds: up to 300 thousand rubles.
  • Issuance of money: up to 100 thousand rubles.

The Optima tariff provides for 30 transactions in Sberbank Online, up to 150 thousand rubles for receiving money and up to 250 thousand rubles for issuing.

Otherwise, the conditions and possibilities of tariffs are almost identical. But the latter will cost more to maintain. In particular, for Asset, the monthly fee will be 2,700 rubles, and for Optima - 4,100 rubles.

Video review of Sberbank Business Online tariffs

Today there is a whole line of profitable instruments for cash settlement operations (hereinafter RKO) with seven tariff plans that differ in a set of banking services and cost. The most popular tariffs are Optima, Active and Basis. These are special products presented in a complex and designed for convenient conduct of any type of business where settlement and cash operations are used. Corporate clients - legal organizations, individual entrepreneurs are offered the Basis tariff in Sberbank Business Online.

Accounts and tariffs for business in Sberbank

To conduct cash and other financial transactions by bank transfer, you must have a bank account. It does not matter what the company or individual entrepreneur does. To open a current account, you will need to choose one of the tariff plans and follow a certain procedure.

An account is issued at Sberbank, during a personal visit or through a remote service. To save time, it is better to choose the second option - the Basis tariff in Sberbank Business Online. This is the same Personal Account, but for legal entities and entrepreneurs. If you want to issue an account for cash settlement services in a branch, you should first clarify in which particular branch the service is provided.

It is advisable to go to the bank with the documents already prepared. When opening an account, you will need:

  • the passport;
  • certificate of state registration of the entrepreneur;
  • certificate of registration from the tax authority;
  • form of a card with sample signatures.

When using Business Online, you must first obtain a current account number using the reservation service. The account is reserved for 30 days, and during this time the required package of documents should be collected and taken to the bank. Then you need to do the following:

  • log in to the Business Online service;
  • click on "Online account number";
  • in the new window, click "Get account number";
  • read the terms of service;
  • tick the appropriate item, confirming your consent and click "Reserve";
  • fill out a questionnaire on a new page, indicating the type of individual entrepreneur, registration number code, annual turnover volumes, contacts, branch address;
  • after filling out the questionnaire, specify a password, confirming your actions to reserve an account.

The reserve is kept for 30 days, which is quite enough to provide the necessary documents to the bank.

By choosing this tariff, the following options will be provided:

  • RKO through a remote service;
  • electronic transfers to any companies, individual entrepreneurs, suppliers, etc. It is permissible to make up to 10 transfers in 30 days;
  • money transfer to cash. Limit 140 thousand rubles;
  • transfer of funds to the account. Limit 80 thousand rubles;
  • statements and viewing information on banking operations.

The cost of the package is 3700 rubles. per month.

These two tariff plans provide the best conditions. The Active package provides the following features:

  • receipt of money to the account: 300 thousand rubles;
  • withdrawal: 100 thousand rubles;
  • transfers: 20 electronic payments per month (the rest for an additional fee).;
  • electronic certificates and statements about recent transactions: not limited.

The cost of the Active package is 3600 rubles.

The conditions of the Optima tariff are even more profitable (30 transactions per month, 250 thousand - cash transfer), and the price is 5500 rubles.

For business representatives, more and more simplified service conditions are being developed every day. The Basis Sberbank Business Online tariff (for legal entities) enables the highest quality payment and acceptance of payments, as well as settlement and cash services.

The procedure for opening accounts for doing business

Regardless of the direction of activity, any legal entities (IP, LLC, etc.) need to constantly carry out cashless transfers of funds and settlements using cash equipment. For these purposes, it is proposed to open an account with Sberbank and decide on the most suitable tariff plan. Currently, they are available in several versions: Active, Optima and Basis. The procedure for opening an account can be performed using remote Business Online resources or at a bank branch. For these purposes, you can visit any branch in the region. It is necessary to obtain information in advance - whether this service is available in a particular department.

Documents required to open an account:

  • registered business certificate;
  • the passport;
  • signature samples;
  • a document from the Federal Tax Service confirming registration.

In addition, the bank must fill out a special customer form and a questionnaire. To simplify the procedure, the forms are available for download on the website. To open an account for the Basis Sberbank Business Online tariff (for legal entities), you must first reserve it. Access to this plan is provided as a result of the approval of the application by Sberbank.

Tariff reservation procedure:

  • in a special menu for small businesses, log in to the online account;
  • in the window that opens, select "Get account number";
  • study the terms of this service;
  • confirm your acceptance of the terms by clicking on the "Reserve" button;
  • fill in the required information: OGRNIP code, type of entrepreneur, volume of trade for the annual period, bank branch where the service will be carried out, contact information;
  • confirm your actions by entering a special code.

To complete the procedure, you must submit documents to the specified branch of the bank.

Tariff Basis

This tariff plan belongs to the category of simplified types of current bank account. Service conditions for the Basis tariff in Sberbank Business from 09/01/2015:

  • access to information about completed transactions;
  • withdrawal of money in the form of cash - no more than 140 thousand rubles;
  • settlement and cash services using the Sberbank Online system;
  • receipt of funds - no more than 80 thousand rubles. per month;
  • familiarization with documentary extracts;
  • transfer of finances to suppliers, partners, various companies that conduct electronic circulation of documents - no more than 10 transactions per month.

For the use of the listed services, a fee of 3,700 rubles will be charged every month. Also, the use of a checkbook with a 50% discount becomes available. If more transactions are used than specified by the terms, an additional payment must be made at the existing rates.

Tariffs Active and Optima

Other programs provide for a much larger limit than the Basis Sberbank Business Online tariff offers for legal entities.

Features of the Active program:

  • receiving money - within 300 thousand rubles;
  • transfer of finance - no more than 20 operations;
  • cash withdrawal - about 100 thousand rubles.

The Optima program in Sberbank Online sets limits of 30 transactions; receiving money - no more than 150 thousand rubles, cash withdrawal - about 250 thousand rubles.

At the same time, it should be borne in mind that a monthly fee of 3,600 rubles will be charged for servicing the Active tariff, and Optima will cost 5,500 rubles. In terms of other parameters, the conditions of these tariff plans are identical.

Details on tariffs (service packages) for legal entities

All details on service packages for Sberbank Business Online are on the bank's page.

law-money.ru

It is no secret that the business banking market is quite saturated. When an organization is faced with a plethora of offers, usually when choosing a bank, a specific need plays a key role. Someone listens to the positive recommendations of acquaintances or mentors in their own industry, someone carefully monitors the market and chooses the most cost-effective solution for themselves.

Choosing reliability

According to statistics, if a potential client does not conduct an analysis, he will choose the most popular bank in our country, Sberbank, by 80%. The fact of state participation in Sberbank allows its clients to feel calm, after all, not all banks can boast of such reliability, especially since the general awareness and concern of the population is now at a high level.

What is included in the banking service package?

A convenient form of service is the so-called service package, which includes various banking products:

  • Opening and maintenance of settlement and cash services
  • Using Internet banking (Sberbank Business Online)
  • Corporate card service
  • Making electronic payments
  • Cash acceptance
  • Providing account reports
  • Electronic copy of the statement

Which offer is better?

Sberbank currently offers several package offers:

  • "Minimal+"
  • "Basis+"
  • "Active+"
  • "Optima+"
  • "Salary"
  • "Trade Plus"
  • "Easy start"

"Minimal +"

This package of services has such a name for a reason and includes maintaining 1 current account, making 5 electronic payments per month, accepting cash up to 30,000 rubles. Such a package will be of interest to those who, due to any circumstances, are forced to open a current account. For example, some important counterparty pays only by bank transfer, or the businessman's clients began to often ask for payment by cards, and as a result, he decided to establish acquiring.

"Basis+"

Unlike the “Minimum” package, the amount of cash acceptance is 100,000 rubles, and the number of payments is 20. This complex is suitable for those who need to be able to deposit cash and not overpay the bank for it.

"Active+" and "Trading Plus"

These packages differ from "Basis" only in the number of payments per month, in "Active +" - 50, in "Trading Plus" - 10. The client estimates the approximate number of payments for himself and chooses a tariff.

"Optima+"

Optima does not have a cash acceptance service, while the number of electronic payments is 100 per month. Accordingly, if an entrepreneur does not need to deposit cash, and the number of payments floats, then this is an ideal choice.

"Easy start"

This tariff plan includes a number of free products: opening an account, using Sberbank Business Online, electronic payments to accounts opened with Sberbank, the first year of servicing a corporate card. This complex should be carefully looked at by those who are just taking their first steps in business and cannot predict their needs for the first time.

"Salary"

This offer differs from other package complexes in that it does not provide for cash acceptance, and instead of this service, it is possible to withdraw cash without a commission in the amount of up to 200,000 rubles per month, the number of electronic payments is 30. “Salary” is suitable for businesses whose mutual settlements are made mainly by bank transfer.

Sberbank is a large financial institution that provides all kinds of banking services for different segments of the population. To date, it includes profitable tools with which you can carry out settlement and cash transactions. The most used include Basis, Optima and Active. They help make your business easier. For the convenience of financial transactions, they can use the Active, Optima and Basis tariff packages in the complex. Sberbank offers favorable registration conditions and pleasant bonuses.

Opening a business account

To carry out cash and other financial procedures without using cash, you first need to open a current account with a banking institution. At the same time, the direction of activity of an individual entrepreneur or organization does not play any role.

Sberbank offers tariff plans for entrepreneurs that facilitate settlements

An account is opened by choosing a tariff plan and following the established procedure. The procedure can be carried out both personally by visiting a bank branch, and using a remote service. The second method of registration is beneficial for active people who do not have free time to wait in lines. If you plan to open an account at a bank branch, you must first find a branch that provides such a service. To save time, it is recommended to prepare the necessary documents in advance:

  1. Identity document.
  2. Registration certificate of an individual entrepreneur.
  3. Certificates of being registered with the tax authority.
  4. Signature sample cards, on the bank.

In addition, fill out an application form, indicating the necessary information, and in a document of a separate form - personal data. These documents are filled both in the bank and online. You can download the application.

Before using the Business Online service to open an account, you need to make a reservation with the subsequent receipt of its number. The maximum reservation period is 30 days. During this period, it is necessary to prepare all documents and submit them to the bank. After that, the following steps are performed:

  1. Authorization on the official website of Sberbank with subsequent entry into your personal account.
  2. Pressing the button “Account number online”, and in the next window “Get account number”.
  3. Acquaintance with the terms of the services provided.
  4. Confirmation of consent by pressing the "Reserve" button.

Filling out the questionnaire in the window that opens, indicating the type of individual entrepreneur, registration number code, the amount of turnover for the last 12 months, contact details, and the territorial location of the unit.

Specify a password to confirm the action of the account reservation.

To complete the registration using Business Online, you need to contact the Sberbank unit with the above documentation.

You can apply for opening an account at a bank branch or via the Internet.

Tariff Description Basis

The Basis service package is considered a simplified type of current bank account, which is intended for individual entrepreneurs. It offers the following conditions to corporate clients:

  • customer service through the Sberbank Online system;
  • the ability to check completed transactions at any time;
  • maintaining a settlement account only in ruble currency;
  • currency acceptance limit - up to 140 thousand rubles, and withdrawal limit - up to 80 thousand rubles per month;
  • provision of statements on performed banking operations;
  • limit of transferring funds up to 10 times a month.

For the use of the listed bank services, a monthly payment in the amount of 3.7 thousand rubles will be charged.

Checkbook holders will have the opportunity to reduce the fare by 50%.

When operating with a large number of banking operations than provided for by this tariff plan, additional funds will be required at the established rates.

Description of service packages Active and Optima

The Optima and Active programs provide for a significant increase in limits for legal entities, in contrast to the Basis tariff plan.

The Active service package consists of the following:

  • carrying out all settlements in ruble currency;
  • 20 possible electronic payments monthly;
  • current account limit for receiving funds - up to 300 thousand rubles, and for issuing - up to 100 thousand rubles;
  • obtaining copies of statements and certificates when making financial transactions;
  • an additional 50% discount when using a checkbook.

At the same time, the monthly cost of the Active tariff is 3.6 thousand rubles. If there is a need to perform more operations than indicated in the terms of the plan, you can use them on standard terms.

The Optima tariff package includes the following:

  • the monthly cost of the tariff is 5.5 thousand rubles.
  • 30 possible money transfers to a supplier, partner or other organization.
  • withdrawal of funds from a bank account up to 250 thousand rubles per month, and replenishment - up to 150 thousand rubles.

For all other parameters, the proposals of the Optima tariff plan are the same as those listed above.

Sberbank offers several favorable tariffs for maintaining business accounts

Additional tariffs in Sberbank for businessmen

For the founders of a small or medium-sized business, who do not make many financial transactions over the course of a month, there is no need to connect entire service packages and spend a lot of money on their maintenance. However, business activities cannot be carried out without a current account. Therefore, recently Sberbank has developed a minimum tariff plan that takes into account all the needs for this category of corporate clients. Its monthly cost is calculated individually, taking into account the needs of a particular person. You can use it with the help of the Business Online service.

Sberbank is trying in every possible way to simplify the implementation of financial transactions for entrepreneurs and representatives of medium-sized businesses. The main advantage of its tariff plans Basis, Active and Optima is a fixed cost and the ability to be served without visiting a bank branch.

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